The difference between telephone insurance and ordinary car insurance

With the continuous development of the insurance industry, we have more options for vehicle-related insurance coverage. Not only can you go to the insurance company on the spot, but now there are phone insurance for us to choose. Many people say that the price of telephone insurance is cheaper, but they are not allowed to make any purchases. What is the difference between telephone insurance and general auto insurance? Take a look at the professional analysis of this issue.

First, from the point of view of sales. Telephone insurance is undoubtedly the salesperson contact customers through the phone to achieve the purpose of sales, while the ordinary car insurance is the way the salesperson and the customer at the same time to complete the insurance purchase. In fact, these two channels can complete the purchase of auto insurance, but some people are unacceptable for the way of telemarketing, so they are more inclined to buy ordinary auto insurance. In fact, there is no essential difference between these two types of insurance. The same insurance is sold through different channels.

Second, look at the services that can be enjoyed after insurance. For car owners, the most concerned is whether the services that can be enjoyed after insured are the same. Some people think that the cheaper phone car insurance purchases should have certain difficulties in the settlement of claims. In fact, this is not the case. The claims for these two types of insurance are the same, because the signed insurance contracts are the same, so there will be no difference in claims processing. However, if you need to prompt people, if you purchase auto insurance by telephone, you must make sure whether the contract you signed is similar to ordinary auto insurance. Whether you get the same protection as ordinary auto insurance, if you have no problem, then you can easily be confused.

Third, from the perspective of credibility. In fact, many people think that telephone insurance is not reliable, because we can't see the contract through the phone, and there is a dozen pages to keep a contract. So many text terms we just look at it for a long time, and through the phone We have to buy this insurance in a matter of minutes, or there is a certain risk. However, for some prestigious insurance companies, their credibility through telephone sales is still relatively high. It is suggested that everyone should be cautious when choosing an insurance company. Do not choose a small company. This will increase the difficulty of claims.

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